BROWSE

Related Researcher

Author's Photo

Choi, Young Rok
Entrepreneurship & Innovation Strategy Lab
Research Interests
  • Entrepreneurship, Innovation Strategy, Family & Small Business, Strategic Alliances

ITEM VIEW & DOWNLOAD

Understanding of the Fintech Phenomenon in the Beholder’s Eyes in South Korea

Cited 0 times inthomson ciCited 0 times inthomson ci
Title
Understanding of the Fintech Phenomenon in the Beholder’s Eyes in South Korea
Author
Choi, HanbyulJung, YoonhyukChoi, Young Rok
Issue Date
2019-03
Publisher
한국경영정보학회
Citation
Asia Pacific Journal of Information Systems, v.29, no.1, pp.117 - 143
Abstract
Advances in information technology (IT) bring about technological innovation in financial businesses, referred to as financial technology (fintech), beyond the traditional financial industry. While fintech implies more convenient and various financial services to customers, it leads to more complexity in the financial sector, as different industry players (e.g., IT firms) can participate in financial businesses. The complexity of fintech causes controversial issues related to policies and the appropriate development direction. In order to provide insight into the current state of fintech, this study explores the fundamental understanding of the fintech phenomenon from the perspective of the major stakeholders (i.e., financial authorities, financial companies, IT firms) in South Korea. This study analyzed news articles, where those stakeholders expressed their arguments, by using a content analysis. The study also conducted an intensive examination of their arguments by using a core–periphery approach of social representations. This study found that while the three beholders had a common opinion on deregulation of the fintech industry, each of them had different knowledge of the phenomenon. By revealing each beholder’s structure of representations of fintech, this study not only provides common knowledge regarding fintech but also explicates the perceptual gaps among stakeholders. Findings of the study offer a big picture of current fintech initiatives, which can be useful knowledge for future research on fintech.
URI
https://scholarworks.unist.ac.kr/handle/201301/26551
URL
http://www.apjis.or.kr/common/sub/pastissues_view.asp?UID=5132&GotoPage=1&sIssue_year=2019&svolNo=vol.%2029%20no.%201&sKey=&sVal=
DOI
10.14329/apjis.2019.29.1.117
ISSN
2288-5404
Appears in Collections:
SBA_Journal Papers
Files in This Item:
There are no files associated with this item.

find_unist can give you direct access to the published full text of this article. (UNISTARs only)

Show full item record

qrcode

  • mendeley

    citeulike

Items in DSpace are protected by copyright, with all rights reserved, unless otherwise indicated.

MENU