Understanding of the Fintech Phenomenon in the Beholder’s Eyes in South Korea

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dc.contributor.author Choi, Hanbyul ko
dc.contributor.author Jung, Yoonhyuk ko
dc.contributor.author Choi, Young Rok ko
dc.date.available 2019-05-14T06:39:43Z -
dc.date.created 2019-03-08 ko
dc.date.issued 2019-03 ko
dc.identifier.citation Asia Pacific Journal of Information Systems, v.29, no.1, pp.117 - 143 ko
dc.identifier.issn 2288-5404 ko
dc.identifier.uri https://scholarworks.unist.ac.kr/handle/201301/26551 -
dc.description.abstract Advances in information technology (IT) bring about technological innovation in financial businesses, referred to as financial technology (fintech), beyond the traditional financial industry. While fintech implies more convenient and various financial services to customers, it leads to more complexity in the financial sector, as different industry players (e.g., IT firms) can participate in financial businesses. The complexity of fintech causes controversial issues related to policies and the appropriate development direction. In order to provide insight into the current state of fintech, this study explores the fundamental understanding of the fintech phenomenon from the perspective of the major stakeholders (i.e., financial authorities, financial companies, IT firms) in South Korea. This study analyzed news articles, where those stakeholders expressed their arguments, by using a content analysis. The study also conducted an intensive examination of their arguments by using a core–periphery approach of social representations. This study found that while the three beholders had a common opinion on deregulation of the fintech industry, each of them had different knowledge of the phenomenon. By revealing each beholder’s structure of representations of fintech, this study not only provides common knowledge regarding fintech but also explicates the perceptual gaps among stakeholders. Findings of the study offer a big picture of current fintech initiatives, which can be useful knowledge for future research on fintech. ko
dc.language 영어 ko
dc.publisher 한국경영정보학회 ko
dc.title Understanding of the Fintech Phenomenon in the Beholder’s Eyes in South Korea ko
dc.type ARTICLE ko
dc.identifier.scopusid 2-s2.0-85063954604 ko
dc.type.rims ART ko
dc.identifier.doi 10.14329/apjis.2019.29.1.117 ko
dc.identifier.url http://www.apjis.or.kr/common/sub/pastissues_view.asp?UID=5132&GotoPage=1&sIssue_year=2019&svolNo=vol.%2029%20no.%201&sKey=&sVal= ko
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